{"id":373,"date":"2016-11-28T21:24:35","date_gmt":"2016-11-29T01:24:35","guid":{"rendered":"http:\/\/vedge360.com\/hamsherrealty\/?page_id=373"},"modified":"2018-10-20T01:05:41","modified_gmt":"2018-10-20T05:05:41","slug":"financing","status":"publish","type":"page","link":"http:\/\/vedge360.com\/hamsherrealty\/info\/financing\/","title":{"rendered":"Financing"},"content":{"rendered":"<div id=\"pl-373\"  class=\"panel-layout\" ><div id=\"pg-373-0\"  class=\"panel-grid panel-has-style\" ><div class=\"siteorigin-panels-stretch parallax-section row-69f65748d29c3 panel-row-style panel-row-style-for-373-0\" style=\"background-image: url(https:\/\/i0.wp.com\/vedge360.com\/hamsherrealty\/wp-content\/uploads\/slider3.jpg?fit=1920%2C1080);padding-top: 100px; padding-bottom: 75px; border-top: 4px solid; border-top-color: #006daa; border-bottom: 4px solid; border-bottom-color: #006daa; \" data-stretch-type=\"full\" data-parallax-image=\"https:\/\/i0.wp.com\/vedge360.com\/hamsherrealty\/wp-content\/uploads\/slider3.jpg?fit=1920%2C1080\" data-parallax-id=\".row-69f65748d29c3\" ><div id=\"pgc-373-0-0\"  class=\"panel-grid-cell\" ><div id=\"panel-373-0-0-0\" class=\"so-panel widget widget_sow-headline panel-first-child panel-last-child\" data-index=\"0\" ><div class=\"wow animated fadeIn panel-widget-style panel-widget-style-for-373-0-0-0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-headline so-widget-sow-headline-default-55e0193da994-373\"\n\t\t\t\n\t\t><div class=\"sow-headline-container \">\n\t\t\t\t\t\t\t<h1 class=\"sow-headline\">\n\t\t\t\t\t\tFinancing\t\t\t\t\t\t<\/h1>\n\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"sow-sub-headline\">\n\t\t\t\t\t\tHere are a few tools and links to help educate you on the various types of mortgages:<br \/>how they work and how they\u2019ll affect your monthly cost.\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><div id=\"pg-373-1\"  class=\"panel-grid panel-has-style\" ><div style=\"padding-top: 100px; padding-bottom: 100px; \" class=\"panel-row-style panel-row-style-for-373-1\" ><div id=\"pgc-373-1-0\"  class=\"panel-grid-cell\" ><div id=\"panel-373-1-0-0\" class=\"so-panel widget widget_siteorigin-panels-builder panel-first-child panel-last-child\" data-index=\"1\" ><div class=\"panel-widget-style panel-widget-style-for-373-1-0-0\" ><div id=\"pl-w58f965d56f943\"  class=\"panel-layout\" ><div id=\"pg-w58f965d56f943-0\"  class=\"panel-grid panel-no-style\" ><div id=\"pgc-w58f965d56f943-0-0\"  class=\"panel-grid-cell\" ><div id=\"panel-w58f965d56f943-0-0-0\" class=\"so-panel widget widget_sow-icon panel-first-child\" data-index=\"0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-icon so-widget-sow-icon-default-ae51ef930994\"\n\t\t\t\n\t\t>\n<div class=\"sow-icon-container sow-icon\">\n\t\t\t\t<\/div>\n<\/div><\/div><div id=\"panel-w58f965d56f943-0-0-1\" class=\"so-panel widget widget_sow-editor\" data-index=\"1\" ><div class=\"panel-widget-style panel-widget-style-for-w58f965d56f943-0-0-1\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<h4>Let\u2019s Talk About Credit<\/h4><p>From purchasing a car to getting a job, let\u2019s face it, those three\u00a0numbers on your credit score are some of the most important numbers to you. Before you start looking at mortgages, it\u2019s a good idea to get your most recent credit report. You\u2019ll want to make sure there aren\u2019t any errors.<br \/> Know your\u00a0score! It\u00a0will affect your interest rate. A free credit report can be obtained by the three major bureaus:<\/p><ul><li>Experian<\/li><li>Equifax<\/li><li>Transunion<\/li><\/ul><p><!--We know that many people have been affected in Southwest Florida by the economy. If you\u2019re trying to regain your footing and learn more about managing finances, we highly recommend the \u201c<a href=\"https:\/\/www.daveramsey.com\/fpu\/\">Financial Peace University\u201d by Dave Ramsey. If you have experienced challenges that make it difficult for you to qualify for traditional housing options, please visit The <a href=\"http:\/\/www.thenpf.org\/\">New Paradigm Foundation<\/a>.--><\/p><\/div>\n<\/div><\/div><\/div><div id=\"panel-w58f965d56f943-0-0-2\" class=\"so-panel widget widget_lidd_mc_widget panel-last-child\" data-index=\"2\" ><h3 class=\"widget-title\">Calculate Mortgage Payments<\/h3><form action=\"http:\/\/vedge360.com\/hamsherrealty\/wp-json\/wp\/v2\/pages\/373#lidd_mc_form\" id=\"lidd_mc_form\" class=\"lidd_mc_form\" method=\"post\"><div class=\"lidd_mc_input lidd_mc_input_light lidd_mc_input_responsive\"><label for=\"lidd_mc_total_amount\">Total Amount<\/label><input type=\"text\" name=\"lidd_mc_total_amount\" id=\"lidd_mc_total_amount\" placeholder=\"$\" \/><span id=\"lidd_mc_total_amount-error\"><\/span><\/div><div class=\"lidd_mc_input lidd_mc_input_light lidd_mc_input_responsive\"><label for=\"lidd_mc_down_payment\">Down Payment<\/label><input type=\"text\" name=\"lidd_mc_down_payment\" id=\"lidd_mc_down_payment\" placeholder=\"$\" \/><span id=\"lidd_mc_down_payment-error\"><\/span><\/div><div class=\"lidd_mc_input lidd_mc_input_light lidd_mc_input_responsive\"><label for=\"lidd_mc_interest_rate\">Interest Rate<\/label><input type=\"text\" name=\"lidd_mc_interest_rate\" id=\"lidd_mc_interest_rate\" placeholder=\"%\" \/><span id=\"lidd_mc_interest_rate-error\"><\/span><\/div><div class=\"lidd_mc_input lidd_mc_input_light lidd_mc_input_responsive\"><label for=\"lidd_mc_amortization_period\">Amortization Period<\/label><input type=\"text\" name=\"lidd_mc_amortization_period\" id=\"lidd_mc_amortization_period\" placeholder=\"years\" \/><span id=\"lidd_mc_amortization_period-error\"><\/span><\/div><div class=\"lidd_mc_input lidd_mc_input_light lidd_mc_input_responsive\"><label for=\"lidd_mc_payment_period\">Payment Period<\/label><span class=\"lidd_mc_select lidd_mc_select_fancy_light\"><select name=\"lidd_mc_payment_period\" id=\"lidd_mc_payment_period\"><option value=\"12\">Monthly<\/option><option value=\"26\">Bi-Weekly<\/option><option value=\"52\">Weekly<\/option><\/select><\/span><span id=\"lidd_mc_payment_period-error\"><\/span><\/div><div class=\"lidd_mc_input\"><input type=\"submit\" name=\"lidd_mc_submit\" id=\"lidd_mc_submit\" value=\"Calculate\"\/><\/div><\/form><form action=\"https:\/\/www.mlcalc.com\/\" method=\"post\" id=\"lidd_mc_mlc_form\" target=\"MLCalcFrame\"><input type=\"hidden\" name=\"ml\" value=\"mortgage\" \/><input type=\"hidden\" name=\"cl\" value=\"true\" \/><input type=\"hidden\" name=\"wg\" value=\"widget\" \/><input type=\"hidden\" name=\"wt\" value=\"rmc\" \/><input type=\"hidden\" name=\"cr\" value=\"usd\" \/><input type=\"hidden\" name=\"cr\" value=\"\" \/><input type=\"hidden\" name=\"wl\" value=\"en\" \/><input type=\"hidden\" name=\"ma\" value=\"300000.00\" \/><input type=\"hidden\" name=\"dp\" value=\"60000.00\" \/><input type=\"hidden\" name=\"mt\" value=\"30\" \/><input type=\"hidden\" name=\"ir\" value=\"5.00\" \/><input type=\"hidden\" name=\"pt\" value=\"0\" \/><input type=\"hidden\" name=\"pi\" value=\"0\" \/><input type=\"hidden\" name=\"mi\" value=\"0\" \/><\/form><div id=\"lidd_mc_details\" class=\"lidd_mc_details\"><div id=\"lidd_mc_results\" class=\"lidd_mc_results\"><\/div><span id=\"lidd_mc_inspector\"><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/vedge360.com\/hamsherrealty\/wp-content\/plugins\/responsive-mortgage-calculator\/img\/icon_graph.png?w=12\"  alt=\"home loan\" \/><\/span><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div id=\"pgc-373-1-1\"  class=\"panel-grid-cell\" ><div id=\"panel-373-1-1-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"2\" ><div class=\"wow animated fadeInRight panel-widget-style panel-widget-style-for-373-1-1-0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<h5>Recommended Mortgage Lenders<\/h5>\n<ul>\n<li><a href=\"https:\/\/www.englewoodbank.com\/\" target=\"_blank\">Englewood Bank<\/a><\/li>\n<li><a href=\"https:\/\/www.suntrust.com\/\" target=\"_blank\">Suntrust Bank<\/a><\/li>\n<li><a href=\"https:\/\/www.regions.com\/personal-banking\/\">Regions Bank<\/a><\/li>\n<li><a href=\"https:\/\/www.charlottestatebank.com\/\">Charlotte State Bank<\/a><\/li>\n<\/ul>\n<h5>Important Links<\/h5>\n<ul>\n<li><a href=\"http:\/\/www.mortgage101.com\/mortgage-library\" target=\"_blank\">Mortgage 101<\/a><\/li>\n<li><a href=\"http:\/\/www.moving.com\/articles\/mortgage-101.asp\" target=\"_blank\">More Finance Tips<\/a><\/li>\n<li><a href=\"http:\/\/www.floridahousing.org\/Home\/HomebuyersRenters\/default.htm\" target=\"_blank\">Florida's 1st Time Homebuyers<\/a><\/li>\n<li><a href=\"http:\/\/www.floridahousing.org\/Home\/Developers\/HomeownershipPrograms\/HOP\/default.htm\" target=\"_blank\">Homeownership Pool (HOP) Program<\/a><\/li>\n<li><a href=\"http:\/\/www.housingcorpcc.org\/\" target=\"_blank\">Housing Corporation of Charlotte County<\/a><\/li>\n<li><a href=\"http:\/\/www.sarasotagov.com\/livinginsarasota\/contents\/housing\/Housing.htm\" target=\"_blank\">Sarasota Office of Housing and Community Development<\/a><\/li>\n<li><a href=\"http:\/\/nhl.gov\/local\/fl\/homeownership\/buyingprgms.cfm\" target=\"_blank\">Statewide and Regional Programs<\/a><\/li>\n<\/ul>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><div id=\"pg-373-2\"  class=\"panel-grid panel-has-style\" ><div class=\"siteorigin-panels-stretch parallax-section row-69f65748d390f panel-row-style panel-row-style-for-373-2\" style=\"background-image: url(https:\/\/i0.wp.com\/vedge360.com\/hamsherrealty\/wp-content\/uploads\/meeting-filter.jpg?fit=1920%2C1080);padding-top: 150px; padding-bottom: 125px; border-top: 4px solid; border-top-color: #006daa; border-bottom: 4px solid; border-bottom-color: #006daa; \" data-stretch-type=\"full\" data-parallax-image=\"https:\/\/i0.wp.com\/vedge360.com\/hamsherrealty\/wp-content\/uploads\/meeting-filter.jpg?fit=1920%2C1080\" data-parallax-id=\".row-69f65748d390f\" ><div id=\"pgc-373-2-0\"  class=\"panel-grid-cell\" ><div id=\"panel-373-2-0-0\" class=\"so-panel widget widget_sow-headline panel-first-child panel-last-child\" data-index=\"3\" ><div class=\"wow animated fadeIn panel-widget-style panel-widget-style-for-373-2-0-0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-headline so-widget-sow-headline-default-305e45356c8a-373\"\n\t\t\t\n\t\t><div class=\"sow-headline-container \">\n\t\t\t\t\t\t\t<h1 class=\"sow-headline\">\n\t\t\t\t\t\t\u201cNo man acquires property without acquiring a little arithmetic also.\u201d\t\t\t\t\t\t<\/h1>\n\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"sow-sub-headline\">\n\t\t\t\t\t\t-Ralph Waldo Emerson\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Recommended Mortgage LendersEnglewood BankSuntrust BankRegions BankCharlotte State BankImportant LinksMortgage 101More Finance TipsFlorida&#8217;s 1st Time HomebuyersHomeownership Pool (HOP) ProgramHousing Corporation of Charlotte CountySarasota Office of Housing and Community DevelopmentStatewide and Regional Programs<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":432,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"jetpack_post_was_ever_published":false,"footnotes":""},"class_list":["post-373","page","type-page","status-publish","hentry"],"aioseo_notices":[],"jetpack_likes_enabled":true,"jetpack-related-posts":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/PawiEx-61","_links":{"self":[{"href":"http:\/\/vedge360.com\/hamsherrealty\/wp-json\/wp\/v2\/pages\/373","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/vedge360.com\/hamsherrealty\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"http:\/\/vedge360.com\/hamsherrealty\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"http:\/\/vedge360.com\/hamsherrealty\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/vedge360.com\/hamsherrealty\/wp-json\/wp\/v2\/comments?post=373"}],"version-history":[{"count":10,"href":"http:\/\/vedge360.com\/hamsherrealty\/wp-json\/wp\/v2\/pages\/373\/revisions"}],"predecessor-version":[{"id":563,"href":"http:\/\/vedge360.com\/hamsherrealty\/wp-json\/wp\/v2\/pages\/373\/revisions\/563"}],"up":[{"embeddable":true,"href":"http:\/\/vedge360.com\/hamsherrealty\/wp-json\/wp\/v2\/pages\/432"}],"wp:attachment":[{"href":"http:\/\/vedge360.com\/hamsherrealty\/wp-json\/wp\/v2\/media?parent=373"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}